Thank you to our amazing partners and clients for trusting us with your title insurance needs!

$502,000

Leesburg, VA | Residential Refinance

Our Partner:
MDE Home Loans, LLC

$635,000

Highland Park, NJ | Residential Purchase

Our Partners:
Buyer’s Attorney: ​Andrew Koppel
Buyer’s Agent: Dahlia Moyal
RE/Max Competitive Edge

$475,000

Haddon Heights, NJ | Residential Refinance

Our Partners:
Buyer’s Attorney: ​Kyle Chan
Buyer’s Agent: Thomas Worley
Engel & Volkers Hoboken

Thank you for your continued trust!

Our team looks forward to supporting your next successful closing.

The post Quality Title’s Recent Closings 4-15-26 appeared first on The Jordan Real Estate Group.

Thank you to our amazing partners and clients for trusting us with your title insurance needs!

$3,720,000

New York, NY | Residential Refi

Our Partner:
Greenway Private Client Group

$726,000

Ringoes, NJ | Residential Purchase

Our Partners:
Buyer’s Attorney: ​Sandra L. Cohen
Buyer’s Agent: Anthony Deluccia
BHHS Fox & Roach – Martinsville

$620,000

Jersey City, NJ | Residential Purchase

Our Partners:
Buyer’s Attorney: ​Kyle Chan
Buyer’s Agent: Thomas Worley
Engel & Volkers Hoboken

Thank you for your continued trust!

Our team looks forward to supporting your next successful closing.

The post Recent Closings 4-1-26 appeared first on The Jordan Real Estate Group.

As you may be aware, last Thursday, March 19th, 2026, the U.S. District Court for the Eastern District of Texas, Tyler Division, issued a ruling in Flowers Title Companies v. Bessent ordering “vacatur and remand” of the Residential Real Estate Reporting Rule (RRE) adopted by FinCEN and effective March 1, 2026. The court determined that FinCEN lacked the authority to require reports covered by the RRE.

What the Rule required

Under the RRE Rule, certain professionals involved in closings must file a Real Estate Report (RER) for qualifying transactions. This includes title companies, settlement agents, escrow officers, and closing attorneys.

FinCEN acknowledgement:

FinCEN has acknowledged the federal court decision, and has discontinued any RRE enforcement actions, including the filing of a real estate report. The following post appears on the FinCEN RRE website:

“In light of a federal decision, reporting persons are not currently required to file real estate reports with FinCEN and are not subject to liability if they fail to do so while the order remains in force.”

What’s next?

FinCEN has not addressed what might happen going forward with regard to any GTO or other reporting requirements. It is expected, however, that FinCEN will appeal the court’s decision.

While this guidance provides near-term clarity, uncertainty remains. Future action by FinCEN or the courts could reinstate or modify reporting requirements.

We will continue to engage with FinCEN, monitor legal and regulatory developments and keep you informed as this situation evolves.

The post FinCEN Suspends New Rule appeared first on The Jordan Real Estate Group.

What is ANSI Standard Z765-2021 and how does it apply to Real Estate Appraisals?

As of April 1, 2022, Fannie Mae requires appraisers to follow ANSI Z765‑2021 (AKA “ANSI standard”) as the standard for most residential appraisals.

If you have looked at a recent appraisal and noticed that the square footage is different from an older appraisal or listing, there is a reason. In many cases, the difference comes from this national measurement standard, ANSI Z765‑2021.

What is ANSI Standard?

ANSI Standard is a nationally recognized standard that explains:

• How a home must be measured
• Which areas can be counted as living space
• How area calculation of total square footage, also known as Gross Living Area or GLA, is calculated

This standard changed how homes are measured and how living space is reported, bringing consistency to real estate appraisals across the country.

The Goal is to Standardize Gross Living Area

Appraisers must now follow one consistent set of rules. This could affect your home’s reported square footage.

• A new appraisal may not match older appraisals, MLS listings, or tax records
• This does not mean the home changed, only that the measuring rules did

The goal is fairness, accuracy, and consistency across all appraisals.

How Measurements Are Taken Under the Standard

ANSI Z765‑2021 sets clear rules for how measurements are handled, including:

• Exterior wall dimensions are rounded to the nearest inch or tenth of a foot
• Area calculation is rounded to the nearest whole square foot
• Measurements follow a uniform, repeatable process nationwide

This helps ensure that two appraisers measuring the same home should arrive at very similar results.

What Counts as Gross Living Area

Not all finished space automatically counts as living area under the standard. Several factors now matter, including:

• Ceiling height
• Sloped or angled ceilings
• Whether any portion of a level is below ground

Important points:

• If any part of a floor level is below grade, meaning below ground level, the entire level must be reported as basement area and cannot be included in GLA
• This rule often affects bi-level and split-level homes.

What Types of Homes This Applies To

ANSI Z765‑2021 applies to:

• Single family homes
• Townhomes and rowhouses
• Manufactured homes
• Detached dwellings

For condominiums and co-ops:

• The standard is followed unless the unit is in an apartment style or multifamily building
• In those cases, measurements are taken from the interior perimeter, which has long been the accepted method

What About 2- to 4-unit Properties?

Although the standard was written primarily for single family homes, Fannie Mae also requires it to be followed for certain 2- to-4-unit properties, including:

• Detached units
• Side by side units that share a single wall, such as townhouses or rowhouses

How Garages Are Handled

Garages are not considered living space, even when they are attached to the home. Under ANSI standard:

• Attached and partially attached garages are excluded from GLA
• Measurements stop at the interior wall where the garage meets the living area
• This is because if there were no garage, that side of the wall would be the end of an exterior wall.

Benefits of ANSI Z765‑2021

Although the changes can be confusing at first, this standard provides important benefits:

• More consistent square footage reporting
• Fewer discrepancies between appraisals
• Clearer explanations of what is and is not living space
• Stronger, more defensible appraisal reports

While not mandated by HUD nor VA, both allow use of ANSI Z765-2021 measurement standard in their appraisal reports.

Learn more from Fannie Mae

Fannie Mae provides detailed guidance and answers to common questions about measuring homes under this standard. You can view their measurement guidelines here:

https://singlefamily.fanniemae.com/media/30266/display

Need help understanding your appraisal?

If your home’s square footage looks different than expected, we’re here to help. Contact us today to:

• Understand how ANSI Z765‑2021 standard applies to your home
• Get clear, straightforward answers without the technical confusion

At Quality Title & Abstract Agency and The Jordan Real Estate Group, we stay ahead of the curve so you don’t have to. Whether you’re closing a deal or assessing a property’s value, our team is here to support your success.

The post Residential Appraisal Standard appeared first on The Jordan Real Estate Group.

Thank you to our amazing partners and clients for trusting us with your title insurance needs!

$815,000

Garnet Valley, PA | Residential Purchase

Our Partner:
MDE Home Loans LLC

$870,000

Aberdeen, NJ | Residential Purchase

Our Partners:
Buyer’s Attorney: Vincent M. DeSimone
Buyer’s Agent: Jennifer Mess
Keller Williams Realty Central Monmouth

$930,000

South Amboy, NJ | Residential Purchase

Our Partners:
Buyer’s Attorney: Jace C. McColley
Buyer’s Agent: Jacqueline Zuvich
RE/Max Competitive Edge

Thank you for your continued trust!

Our team looks forward to supporting your next successful closing.

The post Recent Closings 3-20-26 appeared first on The Jordan Real Estate Group.

FOR THE LENDING COMMUNITY

As of January 26, 2026, the implementation of UAD 3.6 is now officially within its ‘Broad Production’ phase where lenders may submit appraisal reports to the production environment of Government Sponsored Enterprises (GSE’s) without obtaining a GSE approval. While such a transformation may appear to be formidable, The Jordan Real Estate Group is available to provide support while this transformation continues to assist with any uncertainties that you may have. Here are some links that you may find helpful as this transformation commences:

Fannie Mae/Freddie Mac references:

• Frequently Asked Questions for the Uniform Appraisal Dataset (UAD) 3.6 initiative
• UAD and Forms Redesign Timeline: Calendar for the adoption of the UAD 3.6 initiative
• Lender Readiness Kit: Assists industry partners to prepare for adoption of the UAD 3.6 initiative
• Industry Guide to new URAR: A short course to educate the industry on the UAD 3.6 initiative
• UAD Lender Preparedness Webinar: A recorded session to help lenders understand and prepare for the UAD 3.6 changes
• Uniform Appraisal Dataset FAQs for Servicers: Prepares servicers for the transition to UAD 3.6

FOR THE RESIDENTIAL REAL ESTATE APPRAISAL COMMUNITY

As the goal of UAD 3.6 is to standardize the industry dataset for any residential property type to be submitted through the joint-Government Sponsored Enterprise (GSE) Uniform Collateral Data Portal® (UCDP®), the revised UAD single data-driven Uniform Residential Appraisal Report (URAR) will replace many legacy appraisal forms that the appraisal community is familiar with, including:

• Uniform Residential Appraisal Report (1004 / 70)
• Uniform Residential Appraisal Report (Desktop) (1004 Desktop / 70D) 
• Uniform Residential Appraisal Report (Hybrid) (1004 Hybrid / 70H)
• Individual Condominium Unit Appraisal Report (1073 / 465)
• Individual Condominium Unit Appraisal Report (Desktop) (1073 Desktop / 465D)
• Individual Condominium Unit Appraisal Report (Hybrid) (1073 Hybrid / 465H)
• Exterior-Only Inspection Individual Condominium Unit Appraisal Report (1075 / 466)
• Exterior-Only Inspection Residential Appraisal Report (2055 / 2055)
• Manufactured Home Appraisal Report (1004C / 70B)
• Individual Cooperative Interest Appraisal Report (2090)
• Exterior-Only Individual Cooperative Interest Appraisal Report (2095)
• Small Residential Income Property Appraisal Report (1025 / 72)
• Appraisal Update and/or Completion Report (1004D / 442)
• Single Family Comparable Rent Schedule (1007 / 1000)

As of November 2, 2026, implementation of UAD 3.6 is mandated. At that time submissions of appraisals via UAD 2.6 will cease completely whereby all appraisers must adhere to the new format of communicating appraisals. Although the conversion to UAD 3.6 may well appear challenging, the appraisal community’s next step should be from awareness of UAD 3.6 and into a readiness plan for implementation. The Jordan Real Estate Group is here to assist appraisers as this initiative commences, and to assist with any queries of concern. The following links provide relevant information as the conversion to UAD 3.6 commences:

Fannie Mae/Freddie Mac references:

• Frequently Asked Questions for the Uniform Appraisal Dataset (UAD) 3.6 initiative
• UAD and Forms Redesign Timeline: Calendar for the adoption of the UAD 3.6 initiative

Fannie Mae/Freddie Mac reference documents:

• Functioning without Form Numbers: Mapping Legacy Forms to the Redesigned URAR
• Inspection and Reporting Tips: Highlights notable differences between UAD 3.6 and UAD 2.6
• Condition and Quality Rating Definitions
• Uniform Appraisal Dataset (UAD) Specification: Sample Scenario Appraisals (large document)
  This document depicts several samples of appraisal property types displayed in the UAD 3.6 format. The scenarios include the following property types: 2- to 4- Unit (2 sample scenarios); Condominium (2 sample scenarios); Co-op (1 sample scenario); Manufactured Home (2 sample scenarios); Single Family (5 sample scenarios); Appraisal Update (1 sample scenario); and Completion Report (2 sample scenarios).

Educational links – Fannie Mae/Freddie Mac references:

• Industry Guide to new URAR: A short course to educate the industry on the UAD 3.6 initiative
• Uniform Appraisal Dataset (UAD) Lender Preparedness Webinar: Addresses UAD 3.6 (prerecorded)

Educational links – Industry references:

The major software providers also have information available pertaining to the UAD 3.6 initiative; it is recommended that you confer with your software provider or visit the company’s website for additional materials. Here are some industry providers with links to videos or pages for each:

• Alamode (Total): Click here to view the 1/28/2026 video related to Launch Edition announcement. It walks through how the software works as far as being dynamic based on selections you make as you enter data.
• ACI (Appraisers Choice)
• Appraise-It Pro (SFREP)
• Bradford Technologies (ClickFORMS)
• Aivre: Provider that is AI focused

Educational links – Educational providers:

• Appraisal Institute
• Appraiser eLearning
• McKissock Learning

Educational opportunities on UAD 3.6 are available in person, via livestream, or via self-paced online.

The post UAD 3.6 Has Arrived appeared first on The Jordan Real Estate Group.

FinCEN introduced the rule to combat illicit finance, money laundering, and anonymous real‑estate ownership, replacing years of temporary Geographic Targeting Orders with a permanent, nationwide mandate.

What the Rule Requires

Under the RRE Rule, certain professionals involved in closings must file a Real Estate Report (RER) for qualifying transactions. This includes title companies, settlement agents, escrow officers, and closing attorneys.

A transaction is reportable if all of the following are true:

The property is residential real estate.

This includes 1‑4 family homes, condos, co‑ops, townhouses, and vacant land intended for residential construction.

The buyer is a legal entity or trust.

Examples: LLCs, corporations, partnerships, estates, most trusts.

The transfer is non‑financed.

Meaning no loan from a regulated financial institution with AML requirements. Covered examples include:

• All‑cash transactions
• Seller financing
• Private/hard‑money financing from non‑AML‑regulated lenders.

There is no minimum purchase price.

Any amount, including transfers with no consideration (gifts), can trigger reporting.

What Title Companies Must Report

The Real Estate Report is extensive and must be filed through FinCEN’s BSA E‑Filing system.

Required details include:

• Property information (address, legal description)
• Buyer entity or trust details
• Beneficial owners (individuals with ≥25% ownership or substantial control)
• Documents for beneficial owners to include name, date of birth, residential address, citizenship, TIN
• Seller information
• All payment details (type, account sources, etc.)
• Identities of signers acting on behalf of entities or trusts.
• The reporting person’s full legal name, cascade role, U.S. business address
• Date of closing

Who Can Access Real Estate Reports

Real Estate Reports will be maintained by FinCEN in a secure database along with other Bank Secrecy Act (BSA) reports and, like any other BSA report, will be subject to strict limits on use and re-dissemination. Real Estate Reports will not be accessible to the general public.

Real Estate Reports are exempt from disclosure under the Freedom of Information Act (FOIA).

When The Real Estate Report Is Due

A Real Estate Report must be filed for any reportable transfer with a closing date occurring on or after March 1, 2026. Reporting persons are not required to report transactions that meet the definition of a “reportable transfer” and that close prior to

A Real Estate Report must be filed by the last day of the month following the month in which the date of closing occurred or 30 calendar days after the date of closing, whichever is later.

Penalties For Not Reporting

Negligent violations of the rule could result in a civil penalty of, as of 2025, not more than $1,430 for each violation, and an additional civil money penalty of up to $111,308 for a pattern of negligent activity. Willful violations could result in a civil penalty of not more than the greater of the amount involved in the transaction (not to exceed $286,184) or $71,545.

There is no exception from reporting under the final rule should a transferee fail to cooperate in providing information about a reportable transfer. The final rule does not authorize the filing of incomplete reports, and a reporting person who fails to report the required information about a reportable transfer could be subject to penalties.

Helpful Links

• FinCEN Real Estate Report Requirement Flowchart
• Is My Transaction Reportable
• FinCEN’s FAQ

At Quality Title & Abstract Agency and The Jordan Real Estate Group, we protect property rights, securing family legacies and building confidence in every real estate transaction. Our longevity and reputation are not just the result of over 40 years in business. They are the product of a relentless commitment to innovation, client service, and operational excellence.

The post FinCEN’s New Residential Rule appeared first on The Jordan Real Estate Group.

Quality Title & Abstract Agency and The Jordan Real Estate Group are proud to celebrate a remarkable milestone within our professional community. Our very own Executive Vice President / National Sales Manager Karen Thoms has been formally recognized by the Freehold Chapter of LeTip for her outstanding contribution and dedication over an incredible 27 years.

This recognition is especially meaningful because the Freehold Chapter of LeTip is no ordinary networking group. It is the largest LeTip chapter in the entire country, boasting over 110 local businesses as active members. Members of this chapter are known for their professionalism, integrity, and commitment to helping one another succeed, with every business represented by a vetted professional in their field.

We are deeply honored to have Karen represent our organizations in such an influential group of professionals. Her dedication reflects the high standards of service, integrity, and partnership that define both Quality Title & Abstract Agency and The Jordan Real Estate Group.

To learn more about the Freehold Chapter of LeTip and the work they do to support local businesses, please visit their website:

Congratulations, Karen. And thank you for your extraordinary 32 years with The Jordan Real Estate Group and Quality Title & Abstract Agency!

The post Recognizing EVP Karen Thoms! appeared first on The Jordan Real Estate Group.

At Quality Title & Abstract Agency and Jordan Appraisal Group we’re honored to be your title company. Our commitment to community is a cornerstone of our commitment to providing our clients and partner organizations with excellence.

Our Staff’s Food Drive

It was truly heartwarming to see the results of our office’s food drive. Thanks to our team’s generosity, we gathered a significant amount of food that Teresa and Daniela drove down to the Township of Ocean’s Department of Human Services earlier this week. Our team’s donations will go a long way to help the Community Hope Fund of Ocean Township provide Thanksgiving meals to those in need, and we couldn’t be more proud of their kindness.

Adopt-A-Family

For the past four years, our office has adopted families in need for the holiday season through Community Hope Fund of Ocean Township’s Adopt-a-Family program. Along with gifts on a company level, our staff chips in buying wish-list items for families in need. We had so much fun buying gifts for the families on our list!

Fulfill FoodBank

Every year, Quality Title & The Jordan Group donate to Fulfill FoodBank to help our neighbors experiencing food scarcity on behalf of our clients and staff. It’s one of the ways we give thanks for amazing clients like you!

The post Wishing You a Day Full of Gratitude and Pie 🥧 appeared first on The Jordan Real Estate Group.

It’s time to rise and shine with the latest insights shaping the East Coast property market. We look for trends that are more than headlines. They’re opportunities for growth or to stay ahead of the curve. Whether you’re a seasoned investor, a first-time buyer, or a fellow industry professional, we’re here to help you start your day with clarity and confidence.

Office Leasing Market Continues to Improve

The outlook for an office market recovery is becoming increasingly optimistic, and signs of improvement are evident in various U.S. markets. Most of the growth was in the Northeast and South, while the Midwest and West had additional occupancy declines in 2025.

NAR Predicts Double-Digit Growth in Home Sales in 2026 With Prices Rising 4%

The U.S. housing market will finally turn the corner in 2026, with a double-digit increase in home sales supporting a 4% increase in home prices, according to new predictions from the National Association of Realtors®.

Home Features Buyers Want

Eco-friendly upgrades and tech amenities are trending. Features like EV charging stations, WaterSense fixtures, and biophilic design are seeing triple-digit growth in listings, signaling what buyers value most.

Whether through water conservation, renewable energy readiness, or low-impact design, buyers and builders alike are placing greener, future-focused living at the center of home value and lifestyle.

Title Industry Exploring Blockchain Technology

As municipal pilot programs prove the efficacy of the blockchain as a tool for land registries and other applications, the title industry is exploring new ways to develop and utilize the evolving technology.

“If blockchain technology has some benefit in the title world to mitigate the risk of seller impersonation fraud, I think that’s something we should be paying attention to,” VP of CATIC Zachary Kammerdeiner said recently.

Builder Sentiment Flat Nationally, Rising Slightly in the Northeast

Builder confidence in the market for newly built single-family homes rose two points to 48 in the Northeast, the Midwest fell one point to 41, the South increased three points to 34 and the West gained two points to 30, according to the National Association of Home Builders (NAHB) Housing Market Index (HMI) released 11/18/25.

At Quality Title & Abstract Agency and The Jordan Real Estate Group, we stay ahead of the curve so you don’t have to. Whether you’re closing a deal or assessing a property’s value, our team is here to support your success.

The post 2025 East Coast Trends appeared first on The Jordan Real Estate Group.