When Land Touches Water: Tidelands Webinar Join us on October 22, 2025 at 12:00 EST. New Jersey Tidelands is a complex issue and the subject of frustration, confusion and questions. Let us help you navigate through this topic and provide valuable insight. Together with Larry Bell, Esq from CATIC Title, the companies of The Jordan … Continued
Understanding Chain of Title
What Is Chain of Title? When buying or selling property, one of the most important—but often overlooked—steps is verifying the Chain of Title. This is the official record of ownership for a piece of real estate, showing every transfer from the original owner to the current one. Each time a property changes hands, a new … Continued
What is Functional Obsolescence?
Have you read an appraisal report and seen that the real estate appraiser commented that the property suffers from functional obsolescence? When evaluating real estate, one often overlooked but critical factor that can significantly affect a property’s value is functional obsolescence. This term refers to a decline in a property’s appeal or usefulness due to outdated … Continued
CEMA Mortgage in New York
If you’re refinancing a mortgage in New York there’s a unique financial tool that could save you thousands: CEMA, which stands for Consolidation, Extension, and Modification Agreement. This type of mortgage is specific to New York State and allows homeowners to avoid paying mortgage recording tax on the full amount of a refinanced loan. Here’s … Continued
Lady Bird Deeds
A Potential Smarter Way to Pass on Property in Florida A Lady Bird Deed, officially known as an Enhanced Life Estate Deed, lets you pass your property directly to your family without probate after you pass away. They also allow owners to retain control over their property during their lifetime. This includes the ability to … Continued